Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk. We provide a broking service and are not a lender.

Representative APR 1294.1% £200 payday loan for 28 days. Total repayable £244.80. Charge for credit £44.80 - interest only. Interest rate 0.8% per day, equal to 292% p/a (fixed)

How it works

Our instant payday loans service matches you with a loan that's right for you.

We work with over 40 well-known pay day lenders
Flexible payday loans

Our payday loans may be a good option if you need a small amount of cash to cover you until your next payday.

No fee payday loans

We'll never charge you for matching your application with a lender.

Payday lenders

We are committed to responsible lending. We work with over 40 of the UK's most reputable lenders.

Responsible lending

Payday loans are designed for occasional use only and should not be used to manage existing debt.

Before applying you must be:

UK payday loans

18 or over

Payday loans UK

Live in the UK

Payday loan cash

Have a UK bank account

Fast payday loans

Receive a regular income

More on eligibility can be found here

If this sounds like you, you can apply for an instant payday loan with us. However, this initial criterion does not mean we can guarantee acceptance. Each application is assessed individually and your acceptance depends on a successful match with a lender.

The process

Payday loans costs

Check the costs

First, ensure that you are happy with the potential cost of your loan. Some lenders will operate different charges so our breakdown is a representative example.

Representative example:
Borrow = £100 for 28 days
Interest rate = 292% per annum (fixed) (0.8% per day) = £22.40
One repayment of £122.40
Representative 1294.1% APR

If you are successfully matched with a lender, you should then double check that you are happy with your lender's charges before agreeing to the loan.

Online payday loan application

Select your amount

Select how much you would like to borrow – this can be between £100 and £1000.

You should only select the amount you really need, as you will have to repay this plus interest on your next payday.

Apply for a payday loan

Apply online

Fill out the online application form. We'll just ask for a few details about you and your income. We won't ever contact your employer, though our lenders are likely to run a credit check against your application.

Payday loan approval

Get matched

We will match you with a reputable lender who will then take over the application.

A decision is usually made right away – you'll be presented with one of two options.

Approved payday loan

Yes: You've been approved for a loan. You'll be redirected to your lenders website to complete the application.

Rejected payday loan

No: Unfortunately we haven't managed to successfully match your application with a lender. At this point, we'll let you know what could have affected your application.

Payday loan money

Confirm & receive funds

Happy? You'll be presented with your lenders online loan agreement. Be sure to read through your lender's terms and conditions to ensure you are happy with their charges.

You should have the funds transferred as soon as possible, though this may vary from lender to lender.

If you aren't happy you can simply choose not to sign the agreement. There is no obligation to sign up for a loan, even after you've been matched with a lender.

Repayment

Repaying your loan

Your payment will usually be taken out of your bank account automatically on the date you have agreed upon. The terms of your repayment should be discussed with your lender. If you are struggling to meet your repayments, you must notify your lender of this.

What if you repay late?

If you repay late, you may be charged additional fees and it could affect your credit rating. It is important to notify your lender of any issues before this happens.

What if you can't repay?

If you are unable to meet your repayments, you should seek advice from your lender. Your lender will often work to find a solution for you. For help and advice please visit moneyadviceservice.org.uk.

If you aren’t happy you can simply choose not to sign the agreement. There is no obligation to sign up for a loan, even after you've been matched with a lender.

If you are totally happy with the process, you can apply online now Apply now