Does applying for a payday loan leave a footprint on my credit file?
Yes, each time you apply for a payday loan, our lenders will check your credit rating using credit
reference agencies. This is to ensure that you are able to meet your repayments and to verify your
For each check our lenders carry out, a record, or application footprint, will be left. If you make
frequent applications in a short period of time, a number of footprints will be left on your credit
record. This may indicate to lenders that you are struggling financially, which could affect the
possibility of securing credit in the future.