Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk. We provide a broking service and are not a lender.
Representative APR 1294.1% £200 payday loan for 28 days. Total repayable £244.80. Charge for credit £44.80 - interest only. Interest rate 0.8% per day, equal to 292% p/a (fixed)
Before applying for a loan with us, you must meet the following conditions.
These conditions help to ensure that a loan is the most suitable option for you.
18 or over
You must be a UK adult over the age of 18 to be able to apply for a loan with us. This generally applies to all loans.
Live in the UK
You must be a UK resident to apply for our loans.
You should also have an email address and a UK mobile phone number. These details will be used by your lender to communicate the terms of your loan and any other relevant information. Your contact details will also be referred to as a first port of call if you fail to meet repayments.
Have a UK bank account
You will need to be a UK bank account holder that accepts directdebits. Your funds will be transferred to your bank account upon approval.
Your lender will automatically take repayment from your bank account via direct debit, using continuous payment authority (CPA).
The terms of repayment will be stated in your loan agreement. Your lender reserves the right to utilise CPA up to 90 days after the repayment due date.
Receive a reliable, regular income
You must receive a steady income of over £500 net per month, from either full or part time employment.
This falls in line with our policy of responsible lending. Our lenders work to protect applicants and encourage better financial practices.
Answering yes to the above criteria means you are welcome to apply for a loan. Acceptance of your application will be at the lenders discretion.
Buzzloans.co.uk is not a direct lender. Buzzloans.co.uk matches applications with a lender from a panel of over 40 reputable loan providers. Buzzloans.co.uk may receive commission from lenders for successful referrals. This website does not endorse a specific product or service. The terms and conditions of your loan and other policies may vary by lender and applicant qualifications. Not all of our lenders may offer up to £1,000 for payday loans and not all applications will be approved for the amount requested.
Failure to repay your loan may result in additional charges and lenders reserve the right to utilise collection services to recover the debt.
Representative Example: A £100 payday loan for 28 days, the total repayable will equate to a single payment of £122.40. The total charge (interest only) for this credit equates to £22.40. Interest rate is 0.8% per day equating to 292% per annum (fixed).
This is a representative example. The amount of APR you pay may differ depending on a successful match with a lender.