Warning: Late repayments can cause you serious money problems. For help, go to moneyadviceservice.org.uk. We provide a broking service and are not a lender.

Representative APR 1294.1% £200 payday loan for 28 days. Total repayable £244.80. Charge for credit £44.80 - interest only. Interest rate 0.8% per day, equal to 292% p/a (fixed)
Instant payday loans

Our quick payday loans are flexible, because everyone's different.

1. Apply online

Choose anything from a £50 pay day loan or above that suits you and apply online using our simple application form.

Short term payday loans
2. Get matched

We will search for a payday lender that can provide you with the quick payday loan you need.

Instant payday loan
3. Receive funds

Complete your payday lender's application and funds will be transferred into your bank

Accepted payday loan
How it works
a big, fat Instant payday loans online
We don't charge fees

We don't charge you for our short term payday loans broking service.
Never have, never will.

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Your experience is secured by:
Secure payday loan application
Instant payday loan
Regulated payday loans

"Simple and fast application process, Buzz Loans helped me find a £100 payday loan when I was rejected elsewhere." Pete S.

"I valued the fact that Buzz Loans were honest and transparent about how their service works. They treated me fairly from start to finish." Angela R.

"Quick, easy service when I needed a £50 pay day loan in a hurry. Helpful (UK!) advisors on the phone who gave honest advice. Highly recommended." Adam A.

Important information

This stuff is important, please read it carefully

Collecting your repayment

If you feel unable to meet your repayments, whether in full or in part, you should contact your payday loan provider directly as soon as you become aware of your situation.

By contacting your lender, you will be given the best opportunity to discuss a solution, whether this is by rescheduling your repayment date or paying in instalments. The solution you are offered will depend on your lender and their policies.

A change to your repayment date may incur further charges and interest. This should be discussed with your lender directly. Though not ideal, this will prevent adverse action such as the involvement of third party debt collection agencies or organisations employed to recover the debt.

Please note that failure to make your lender aware of your situation makes the above scenario the most likely form of action. This could affect your credit score and ability to lend in the future. Your lender reserves the right to utilise the Continuous Payment Authority (CPA). This allows lenders to automatically take your repayment amount from your bank account on the date agreed, and up to 90 days after your due date. This will be conducted in line with your terms and conditions. Notifying your lender of any issues could prevent them from making unsuccessful attempts to take your repayment. This will prevent further charges from both the lender and your bank for the returned payment.

In sum, it is always best to notify your lender if you are experiencing difficulties. Even if you have only taken out a £50 pay day loan, the interest charges can spiral out of control if you do not keep up with repayments. However, if you make contact, lenders may be able to offer you solutions you were not aware of, preventing further charges and financial difficulty on your part.


Failure to repay your short term loan can affect your credit score, which may adversely affect your ability to secure a loan in the future. You may also incur additional charges for missing your repayment date. These can include a collection fee and interest on the outstanding balance at the rate stated in the short term loan agreement. Your payday lender will usually contact you in order to recover the funds or to arrange another repayment date.

If your payday lender cannot contact you, they may refer your case on to a third party debt collection agency. As well as the charges stated above, you may be charged an additional fee to cover the cost of this referral and any other costs incurred by the lender for attempting to enforce their rights against you under your agreement. If there is a possibility that you will not be able to meet your repayments, you should always contact your lender before the due date to agree upon a solution.

Important things to remember:

Please make sure you remember these 2 key tips

Payday loan renewal policy

You may be able to extend the terms of your payday loan, though this depends on your lender and their policies. If you do wish to renew your policy, you should contact your lender to request an extension. You should consider all of the costs and your situation at the time of renewal, before making any decision to extend the terms of your short term loan. Got all that? Apply now